BTC, ETH, USDT (ERC-20, TRC-20, Solana), USDC, XMR, SOL, LTC, DOGE, BNB, TON, TRX, NEAR, and 20+ more assets across 30+ networks. Pick whatever you already hold — the router handles the conversion and the Microsoft Personal code lands in your inbox.
Buy Microsoft Personal Gift Cards with Crypto
Buy a Microsoft Personal gift card with BTC, XMR, USDT, ETH or 25+ other assets across 30+ networks. Redeems at microsoft.com against any US Microsoft account — covers 365, Xbox, Game Pass, and the Microsoft Store.
US onlySettles in 5–15 minPay with BTC · ETH · XMR · USDT…
What Microsoft Personal credit actually unlocks
A Microsoft Personal gift card is the cleanest way to top up the account that ties together Microsoft 365, Xbox, the Microsoft Store, and Copilot Pro. Loaded balance can pay for a 365 Personal or Family subscription renewal, an Xbox Game Pass Ultimate month, a Windows 11 license upgrade, a copy of Forza or Flight Simulator, or any digital download from the Store. It also clears Outlook storage upgrades and OneDrive tiers. Redeem at microsoft.com/redeem against a US Microsoft account — the code is region-locked to the United States storefront, so balance only applies if the account region is set to US.
Pay in BTC, XMR, USDT — anything supported
Checkout accepts BTC, ETH, USDT (ERC-20, TRC-20, Solana), USDC, XMR, SOL, LTC, DOGE, BNB, TON, TRX, NEAR, and 20+ more across 30+ networks. Pick the chain you already hold — the router does the conversion in the background and a Microsoft Personal code lands in your inbox. Monero buyers don’t have to pre-swap to Bitcoin first; XMR goes straight through. USDT holders pick the network with the cheapest fee for their wallet (TRC-20 if you want sub-dollar gas). The quote you see is the quote you pay.
0% fees on the swap, fair retail on the card
The crypto-to-card swap itself is 0% on the uSwap engine — no spread baked into the rate, no hidden routing fee. The card carries a small retail markup on the spend side, the same way every gift-card reseller works, and that markup is what funds the engine. You see the exact USD face value, the exact crypto amount, and the network fee for your chosen chain before you confirm. No surprise deductions when the code arrives.
Built for the Xbox and Game Pass buyer
The largest single use case here is gamers funding Xbox accounts without linking a card. Game Pass Ultimate, season passes, FIFA points, Call of Duty points, Minecraft Minecoins, and full-price digital releases all draw from Microsoft account balance. Pay in crypto, redeem the code, and the balance is immediately spendable on Xbox console, Xbox app on PC, or xbox.com. It’s also the standard workaround for buying titles or DLC that aren’t priced on your local store — keep your account US-region and top up with a US-region code.
How redemption actually works
After payment confirms on-chain, the code is emailed to the address you provide at checkout. Sign in to a US-region Microsoft account, go to microsoft.com/redeem, paste the 25-character code, and the face value lands in your account balance. From there it auto-applies to your next Microsoft 365 renewal, Xbox Game Pass billing cycle, or Store purchase. Codes don’t expire. If the email doesn’t arrive within a few minutes of confirmation, the order page shows the code directly — keep that tab open until you’ve copied it.
Why crypto rails make sense for Microsoft balance
Microsoft accounts are sticky — they hold your email, your OneDrive files, your Xbox library, your work license. Funding that account with a card you don’t want tied to a payment profile keeps the financial side separate from the identity side. Crypto checkout means no card-on-file, no recurring billing handshake, no chargeback risk on Microsoft’s side that can flag the account. Pay once in BTC or XMR, redeem the code, let the balance burn down on subscriptions and games. When it’s empty, buy another. No wallet linked, no subscription auto-charging an exchange.